Insurance
Risk transfer, not investment — and how the two get mixed.
- beginner
Health insurance, decoded
Floaters, waiting periods, room-rent caps, co-payment and sub-limits — the fine print that decides whether a hospital bill lands on you or the insurer.
24 min · reviewed 2026-08-11
- beginner
Term insurance: the cheapest big promise
Pure risk cover buys a very large sum for a small premium, and the honesty of your proposal form is what decides whether the claim is ever paid.
22 min · reviewed 2026-08-11
- beginner
Insurance is not an investment
The bundled-policy pitch taken apart with simple arithmetic: where each rupee of premium goes, why the seller pushes so hard, and where to complain.
22 min · reviewed 2026-08-11
- beginner
Motor insurance: the cover the law asks for
The cover the law asks for pays other people, never your own vehicle — and IDV, the deductible and the no-claim bonus decide what comes back to you.
24 min · reviewed 2026-08-12