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Lesson 1 of 3 · 6 min

With a will, or without one

Testate means your written wishes decide. Intestate means a default list in the law decides. There is no third mode where the family just sorts it out.

Everything you own — bank balance, bike, laptop, that one good pair of shoes — minus everything you owe, is your estate. When you die, exactly one of two things happens to it.

Either it moves the way a valid will says: that is dying TESTATE. Or it moves the way the law's default list says: that is dying INTESTATE. There is no third mode where the family 'just sorts it out'.

Testate vs intestate
QuestionWith a valid will (testate)Without one (intestate)
Who decidesYou, in writingA default list in the law
Who carries it outThe executor you namedWhoever the family and the courts settle on
Friends, charities, unequal giftsPossible — you chooseNot possible — the list is fixed
Speed and disputesUsually faster; wishes are on paperSlower; the gaps fuel fights

Sort it

1 / 4

True or false, for dying without a will?

The government takes your property

Quick check

'Intestate' means —

Check yourself

1 / 3

Kabir asks

After a death, an estate can move in exactly two ways. Which two?

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