Next: Investing
SIP, STP, SWP: money on autopilot
Three pipes that move money on a schedule: in, across and out. What rupee cost averaging honestly does, and why a crash is where the method gets abandoned.
19 min
beginner
Mutual funds, decoded
Pooled money, professionally run, SEBI-regulated. What NAV means, what a fund charges without ever sending you a bill, and how the plan you pick compounds.
3 lessons · about 21 minutes · written for reading age 13 · last checked 2026-08-11
One basket, many buyers
How pooling turns ₹500 into a slice of fifty companies, who actually runs the money, and the SEBI category rules that make a fund name mean something.
6 min
NAV, the invisible fee, and the riskometer
Why a low NAV is not a bargain, how the expense ratio comes out of your money daily without a bill ever arriving, and how to read the riskometer.
7 min
Direct vs regular: the fee gap that compounds
Same fund, same manager, same holdings, two price tags. How a distributor commission built into the expense ratio quietly compounds across twenty years.
8 min
Check yourself
4 questions at the end. Every wrong answer explains itself.
Tools for this
Sources
- SEBI investor education — Securities and Exchange Board of India · checked 2026-08-11
- SEBI — mutual fund regulations, scheme categorisation and direct plan circulars — Securities and Exchange Board of India · checked 2026-08-11